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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Greg Herson, a proven Portland, OR, Beaverton, OR and Vancouver, WA, Oregon NUMBER1EXPERT™ Top Selling real estate agent.
Find Portland, OR, Beaverton, OR and Vancouver, WA Homes - Find Portland, OR, Beaverton, OR and Vancouver, WA, Oregon real estate listings & homes for sale provided by Greg Herson, your local expert real estate agent. Relocation.
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First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?
A	George Burns Drive and Gracie Allen Way
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Greg Herson, REALTOR®, real estate agent and broker for Portland, OR, Beaverton, OR and Vancouver, WA, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Greg Herson
Mal & Seitz
1450 SE Orient Dr
Gresham, Or 97080
Direct : 503-757-1551
Office : 503-757-1551
Fax : 360-823-4243
Email: GregHerson@NUMBER1EXPERT.com
We at Herson Realty Group pride ourselves on exceeding the expectations of every buyer and seller we work for. In the ever-changing real estate industry it is very important to choose the right team to represent you. Herson Realty Group uses the most up to date technology and marketing techniques when serving its clients and our full time staff is always there to make sure every detail of every transaction is reviewed.

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