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It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Greg Herson
John L. Scott
1205 NE Martin Luther King, Jr Blvd
Portland, Or 97232
Direct : 503-757-1551
Office : 503-757-1551
Fax : 503-230-8650
Email: GregHerson@NUMBER1EXPERT.com

We at Herson Realty Group pride ourselves on exceeding the expectations of every buyer and seller we work for. In the ever-changing real estate industry it is very important to choose the right team to represent you. Herson Realty Group uses the most up to date technology and marketing techniques when serving its clients and our full time staff is always there to make sure every detail of every transaction is reviewed.

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